Compare our affordable payQuake Merchant Account Services

Our Merchant Account services enable you to accept credit cards and come bundled with an Authorize.net Internet Payment Gateway, which is already integrated with Miva Merchant. If you would like to see what many other competitors are offering for a stand-alone merchant account, check out InfoMerchant.net and see. (to return to our website, simply close the new window)

Look at the rates, then come back and apply! Keep in mind that your business type and country of incorporation can have effects upon your rates due to the inherent risk of the business or country.

Remember - you are not applying for some person-to-person (P2P (i.e.) paypal) or email-based payment service! You are applying for a real merchant account. A real merchant account is for real businesses and carries many benefits to the merchant that others cannot offer. Benefits such as:

• Funds settle directly into your checking account within 3 to 5 days (depending upon credit).
• Unlike a P2P payment service, your account will be FDIC insured.
• Your customers do not have to enroll into a P2P payment service in order to pay you.
• A real merchant account offers live customer service.
• You enjoy recognized merchant status with Visa and MasterCard and can display their logos.

If you want to apply for a affordable payQuake Merchant Account online, here's what you need to get started:

The online application only takes a few minutes to complete. You will need the following items to apply:

1. The SSN, Driver License and Contact Information of the principals of your business.
2. The Bank Account and Routing Numbers of the Checking Account used for your business.
3. Information about your Business, including a Tax ID or SSN and Location Information.

* If you'd like to see the application that you will be signing, click here. This will give you the details of the information that you'll need to fill out the web application. Once you've reviewed it, please come back here and fill out the online application.

payQuake Merchant Account Approval

After you have applied online, payQuake will send the appropriate paperwork to you, which will need to be signed and sent back before your account can be activated. This paperwork package will include a welcome letter, an auto-filled merchant application, a merchant agreement, a documentation checklist, and potentially a few other pieces. An example of your applicable merchant agreement is available within the application.

If there is any additional information that is needed or if you have had any problems with your application, our payQuake representatives will contact you to clear up any problems. Some of the only reasons you may not get approved are because you have an open bankruptcy, a lien, or you have been placed on the Terminated Merchant File (TMF).

You are not limited to any monthly volume, however, please consider your monthly volume carefully. A high monthly volume will require additional information to approve your account. A low monthly volume may be easier to approve, but if you exceed that volume in actual processing, then your funds can be subject to withholding by our backend processors for fraud mitigation.

There may be cases due to your credit, type of business or bankruptcy, where you will not qualify for the above listed rates and fees. In this case, you will be notified and sent new paperwork to sign and send back. The material changes may involve a monthly minimum, reserve account, statement fees, and/or different discount rates and transaction fees.